Medical Insurance for BPL card holders

Vajpayee Arogya Suvarna scheme

 

The above medical scheme for the staff who have BPL (ration) card. Incase your staff does not have a BPL card, please apply for one through Bangalore One (080 2295 5400/01| http://www.bangaloreone.gov.in/public/b1centres.aspx) or KarnatakaOne centres.

 Online application form available here http://ahara.kar.nic.in/Doc/newrc.pdf

 The details of the scheme are as below.

Families:
The Health Insurance Scheme will cover 5 members of a family as enumerated and photographed on the BPL card. The name/ photograph indicated in the BPL card will be taken as proof of identity of the beneficiary.

Enrolment:
Department of Food and Civil Supplies, Govt. of Karnataka will provide the details of each BPL family covered under the scheme through the BPL card. This BPL card will be a part of enrolment/ identification for availing the health insurance facility.

Payment of Premium:
Government of Karnataka/ Trust will pay the premium on behalf of the BPL beneficiaries for the insurance.

Benefit Package:
This will cover tertiary care for catastrophic diseases. Sum assured will be Rs.1,50,000/- on a family floater basis per year. Additional buffer of Rs.50,000/- per year for the entire family on a case to case basis (if the total expenditure exceeds more than Rs.1,50,000/-) will be provided. The benefit availed by the family will be on a floater basis for a total reimbursement of Rs.1, 50,000/- which can be availed individually or collectively by members of the family.

Cashless Transaction:
It is envisaged that during each hospitalization the transaction shall be cashless for procedures covered under this scheme. Enrolled BPL beneficiary can go to a network hospital and obtain treatment without making any payment to the hospital for procedures provided under the scheme.

Pre-Existing Diseases:
All diseases proposed under the scheme shall be covered under the scheme from day one. A person suffering from any of the identified diseases prior to the inception of the policy shall also be covered.

Types of Services:

•   Cardiovascular diseases
•   Cancer Treatment
a) Surgery
b) Chemotherapy
c) Radiotherapy
•    Neurological diseases
•    Renal diseases
•    Burns
•    Poly trauma cases (Not covered by Motor vehicle insurance)
•    Neo-natal cases (not mother)
Tests & medicines for ailments mentioned below are also covered under this scheme.

Services not included :
Kidney related problem, dialysis, transplant accidents excluding motor vehicle, ortho, opthomology, ENT, delivery.

For more information on the scheme, visit http://www.sast.gov.in/home/

For list of hospitals http://www.sast.gov.in/home/Details/Empanelled%20Private%20Hospital.pdf

Hospitals in Whitefield area

Vajpayee medical scheme-list of hospitals in WhitefieldVajpayee medical scheme-list of hospitals in Whitefield

Vajpayee Arogya Medical Scheme
Hospital Cardiac Surgery/ cardiology Cancer Treatment  Neurosurgery Renal diseases Burns Poly trauma cases (Not covered by Motor vehicle insurance) Neo-natal cases Oncology Heart Urology 21 Vasucular
Surgery Chemotherapy Radiotherapy
Bhagwan Mahaveer Jain Hospital VAS VAS
HCG VAS
Indus Westside VAS
Institute of Nephro Urology
Karnataka Cancer VAS VAS VAS
Kidwai VAS VAS VAS
M.S. Ramaiah VAS VAS VAS
Mallya VAS VAS VAS VAS VAS VAS
Narayana Hrudayalaya VAS VAS VAS
Trinity VAS
Victoria VAS VAS VAS VAS
VIMS VAS
Vydehi VAS VAS VAS
Sagar VAS VAS VAS VAS VAS VAS
Vasudev VAS VAS VAS